| Present "repay" | I | repay | |
| Present Continuous "repay" | I | am repaying | |
| Simple past "repay" | I | repaid | |
| Past Continuous "repay" | I | was repaying | |
| Present perfect "repay" | I | have repaid | |
| Present perfect continuous "repay" | I | have been repaying | |
| Past perfect "repay" | I | had repaid | |
| Past perfect continuous "repay" | I | had been repaying | |
| Future "repay" | I | will repay | |
| Future continuous "repay" | I | will be repaying | |
| Future perfect "repay" | I | will have repaid | |
| Future perfect continuous "repay" | I | will have been repaying |