| Present "borrow" | I | borrow | |
| Present Continuous "borrow" | I | am borrowing | |
| Simple past "borrow" | I | borrowed | |
| Past Continuous "borrow" | I | was borrowing | |
| Present perfect "borrow" | I | have borrowed | |
| Present perfect continuous "borrow" | I | have been borrowing | |
| Past perfect "borrow" | I | had borrowed | |
| Past perfect continuous "borrow" | I | had been borrowing | |
| Future "borrow" | I | will borrow | |
| Future continuous "borrow" | I | will be borrowing | |
| Future perfect "borrow" | I | will have borrowed | |
| Future perfect continuous "borrow" | I | will have been borrowing |